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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,589 | $67,602+41.4% | $82,312+16.1% | $70,126+36.3% |
| Participation rate | 83.9% | 72.8%+11.1pp | 76.9%+7.0pp | 69.5%+14.3pp |
| Annual return | 14.78% | 21.57%-6.8pp | 25.88%-11.1pp | 73.15%-58.4pp |
| Employer contribution / active EE | $343 | $1,755-80.5% | $2,428-85.9% | $2,343-85.4% |
| Participant deferral / active EE | $3,616 | $2,987+21.1% | $3,706-2.4% | $3,332+8.5% |
| Admin fee / account holder | $991 | $4,512-78.0% | $5,608-82.3% | $4,645-78.7% |