Filed February 3, 1993
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ALLIANCE BENEFIT GROUP1 year Filed as: ALLIANCE BENEFIT GROUP OF MI, INC. Service code 15 · EIN 38-2738460 | Recordkeeping | $20,148 |
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $3,322 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,717 | $31,388+169.9% | $73,545+15.2% | $62,292+36.0% |
| Participation rate | 40.0% | 39.9%+0.1pp | 54.9%-14.9pp | 69.5%-29.5pp |
| Annual return | 17.12% | 25.34%-8.2pp | -15.16%+32.3pp | 28.90%-11.8pp |
| Employer contribution / active EE | $324 | $498-34.9% | $1,219-73.4% | $2,042-84.1% |
| Participant deferral / active EE | $1,220 | $1,028+18.6% | $1,806-32.5% | $3,169-61.5% |
| Admin fee / account holder | $412 | $299+37.5% | $2,320-82.3% | $479-14.1% |