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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,244 | $98,240+21.4% | $82,313+44.9% | $147,585-19.2% |
| Participation rate | 87.0% | 79.7%+7.2pp | 76.9%+10.1pp | 82.8%+4.1pp |
| Annual return | 10.75% | 30.85%-20.1pp | 25.88%-15.1pp | 578.58%-567.8pp |
| Employer contribution / active EE | $4,348 | $3,192+36.2% | $2,428+79.0% | $4,876-10.8% |
| Participant deferral / active EE | $3,497 | $4,383-20.2% | $3,706-5.6% | $5,439-35.7% |
| Admin fee / account holder | $745 | $8,563-91.3% | $5,608-86.7% | $10,886-93.2% |