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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,996 | $138,312+56.9% | $122,979+76.4% | $155,188+39.8% |
| Participation rate | 50.0% | 80.2%-30.2pp | 77.2%-27.2pp | 80.8%-30.8pp |
| Annual return | 13.00% | 22.06%-9.1pp | 20.12%-7.1pp | 148.84%-135.8pp |
| Employer contribution / active EE | $0 | $3,530-100.0% | $3,062-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $17,854 | $5,592+219.2% | $5,003+256.9% | $6,531+173.4% |
| Admin fee / account holder | $65,282 | $15,089+332.6% | $12,864+407.5% | $14,480+350.8% |