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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,024 | $95,404-39.2% | $113,397-48.8% | $82,637-29.8% |
| Participation rate | 89.5% | 72.8%+16.7pp | 76.5%+13.0pp | 68.1%+21.4pp |
| Annual return | 11.41% | 19.08%-7.7pp | 23.20%-11.8pp | 53.51%-42.1pp |
| Employer contribution / active EE | $1,435 | $2,307-37.8% | $2,977-51.8% | $2,552-43.8% |
| Participant deferral / active EE | $3,599 | $4,220-14.7% | $5,076-29.1% | $4,126-12.8% |
| Admin fee / account holder | $7,012 | $9,168-23.5% | $11,957-41.4% | $7,339-4.5% |