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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,024 | $95,453-39.2% | $112,040-48.2% | $82,448-29.6% |
| Participation rate | 89.5% | 72.8%+16.7pp | 76.5%+13.0pp | 68.1%+21.4pp |
| Annual return | 11.41% | 23.92%-12.5pp | 24.52%-13.1pp | 41.64%-30.2pp |
| Employer contribution / active EE | $1,435 | $2,318-38.1% | $2,954-51.4% | $2,551-43.8% |
| Participant deferral / active EE | $3,599 | $4,224-14.8% | $5,098-29.4% | $4,139-13.0% |
| Admin fee / account holder | $7,012 | $9,013-22.2% | $12,098-42.0% | $7,234-3.1% |