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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,139 | $103,393+49.1% | $87,103+77.0% | $152,909+0.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 4.08% | 28.10%-24.0pp | 28.19%-24.1pp | 345.46%-341.4pp |
| Employer contribution / active EE | $3,060 | $3,221-5.0% | $2,521+21.4% | $4,764-35.8% |
| Participant deferral / active EE | $9,425 | $4,778+97.2% | $4,049+132.8% | $5,851+61.1% |
| Admin fee / account holder | $43,240 | $12,195+254.6% | $7,491+477.2% | $11,601+272.7% |