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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,070 | $78,423-13.2% | $95,964-29.1% | $79,856-14.8% |
| Participation rate | 88.4% | 73.5%+14.9pp | 77.1%+11.3pp | 69.6%+18.7pp |
| Annual return | 10.01% | 19.37%-9.4pp | 91.64%-81.6pp | 31.71%-21.7pp |
| Employer contribution / active EE | $1,972 | $1,945+1.4% | $2,541-22.4% | $2,471-20.2% |
| Participant deferral / active EE | $3,803 | $3,440+10.5% | $4,167-8.7% | $3,741+1.7% |
| Admin fee / account holder | $60,183 | $5,622+970.6% | $6,797+785.4% | $5,306+1034.2% |