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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,385 | $71,873-21.5% | $86,698-35.0% | $68,490-17.7% |
| Participation rate | 89.1% | 72.2%+16.9pp | 76.6%+12.5pp | 67.9%+21.2pp |
| Annual return | -19.99% | 3.54%-23.5pp | 35.96%-55.9pp | -7.85%-12.1pp |
| Employer contribution / active EE | $2,583 | $2,173+18.8% | $2,837-8.9% | $2,597-0.5% |
| Participant deferral / active EE | $5,703 | $3,779+50.9% | $4,656+22.5% | $4,028+41.6% |
| Admin fee / account holder | $890 | $6,110-85.4% | $7,492-88.1% | $5,403-83.5% |