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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,655 | $64,719+352.2% | $112,249+160.7% | $68,486+327.3% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -12.62% | -11.40%-1.2pp | 27.48%-40.1pp | -7.85%-4.8pp |
| Employer contribution / active EE | $5,858 | $2,747+113.3% | $3,636+61.1% | $2,597+125.6% |
| Participant deferral / active EE | $5,094 | $3,565+42.9% | $4,729+7.7% | $4,028+26.5% |
| Admin fee / account holder | $69,955 | $5,232+1237.0% | $6,412+990.9% | $5,404+1194.5% |