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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,928 | $65,027+72.1% | $90,970+23.0% | $79,852+40.2% |
| Participation rate | 77.8% | 61.6%+16.2pp | 69.0%+8.8pp | 69.6%+8.1pp |
| Annual return | 18.96% | 30.45%-11.5pp | 134.58%-115.6pp | 31.72%-12.8pp |
| Employer contribution / active EE | $1,291 | $1,247+3.5% | $2,122-39.2% | $2,471-47.8% |
| Participant deferral / active EE | $5,032 | $2,512+100.3% | $3,373+49.2% | $3,740+34.5% |
| Admin fee / account holder | $562 | $4,535-87.6% | $5,960-90.6% | $5,306-89.4% |