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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,113 | $85,766-71.9% | $136,298-82.3% | $70,126-65.6% |
| Participation rate | 35.2% | 74.2%-38.9pp | 81.9%-46.7pp | 69.5%-34.3pp |
| Annual return | 22.01% | 31.46%-9.4pp | 5156.27%-5134.3pp | 73.15%-51.1pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,844 | $5,051-43.7% | $6,247-54.5% | $3,332-14.6% |
| Admin fee / account holder | $5,737 | $5,421+5.8% | $9,244-37.9% | $4,645+23.5% |