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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,973 | $154,209-4.7% | $130,062+13.0% | $139,487+5.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 18.76% | 32.52%-13.8pp | -137.37%+156.1pp | 373.84%-355.1pp |
| Employer contribution / active EE | $9,167 | $5,292+73.2% | $4,322+112.1% | $4,755+92.8% |
| Participant deferral / active EE | $15,557 | $6,709+131.9% | $5,821+167.3% | $6,713+131.8% |
| Admin fee / account holder | $8,110 | $13,988-42.0% | $10,601-23.5% | $11,407-28.9% |