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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,991 | $102,429+166.5% | $147,096+85.6% | $80,925+237.3% |
| Participation rate | 96.3% | 75.9%+20.4pp | 82.2%+14.1pp | 67.7%+28.6pp |
| Annual return | 15.79% | 135.02%-119.2pp | 419.75%-404.0pp | 35.65%-19.9pp |
| Employer contribution / active EE | $1,007 | $3,716-72.9% | $4,936-79.6% | $2,756-63.5% |
| Participant deferral / active EE | $9,207 | $6,649+38.5% | $8,071+14.1% | $4,299+114.2% |
| Admin fee / account holder | $26,456 | $7,957+232.5% | $13,005+103.4% | $6,940+281.2% |