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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,452 | $154,228+103.2% | $145,433+115.5% | $137,256+128.4% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 14.14% | 74.59%-60.4pp | 66.58%-52.4pp | 220.34%-206.2pp |
| Employer contribution / active EE | $1,021 | $4,804-78.8% | $4,554-77.6% | $4,156-75.4% |
| Participant deferral / active EE | $9,806 | $8,216+19.3% | $7,897+24.2% | $6,407+53.1% |
| Admin fee / account holder | $53,033 | $14,344+269.7% | $13,129+303.9% | $12,270+332.2% |