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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,991 | $102,422+166.5% | $147,117+85.6% | $80,959+237.2% |
| Participation rate | 96.3% | 75.9%+20.4pp | 82.2%+14.1pp | 67.7%+28.6pp |
| Annual return | 15.79% | 135.16%-119.4pp | 420.54%-404.8pp | 35.67%-19.9pp |
| Employer contribution / active EE | $1,007 | $3,717-72.9% | $4,932-79.6% | $2,757-63.5% |
| Participant deferral / active EE | $9,207 | $6,652+38.4% | $8,065+14.2% | $4,300+114.1% |
| Admin fee / account holder | $26,456 | $7,953+232.6% | $12,993+103.6% | $6,925+282.0% |