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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,696 | $100,811+60.4% | $86,698+86.5% | $134,545+20.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -19.75% | 29.11%-48.9pp | 35.96%-55.7pp | 418.37%-438.1pp |
| Employer contribution / active EE | $1,782 | $3,490-48.9% | $2,837-37.2% | $4,742-62.4% |
| Participant deferral / active EE | $2,557 | $5,339-52.1% | $4,656-45.1% | $6,401-60.1% |
| Admin fee / account holder | $3,432 | $10,926-68.6% | $7,492-54.2% | $11,431-70.0% |