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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,951 | $81,487+298.8% | $102,412+217.3% | $80,935+301.5% |
| Participation rate | 98.4% | 66.8%+31.5pp | 74.5%+23.9pp | 67.7%+30.7pp |
| Annual return | 15.47% | 25.60%-10.1pp | 24.94%-9.5pp | 35.66%-20.2pp |
| Employer contribution / active EE | $19,282 | $3,103+521.4% | $3,870+398.2% | $2,757+599.4% |
| Participant deferral / active EE | $13,739 | $3,871+254.9% | $5,060+171.5% | $4,299+219.5% |
| Admin fee / account holder | $22,723 | $6,717+238.3% | $8,388+170.9% | $6,924+228.2% |