Retirement plan

WINEGARDEN, HALEY, LINDHOLM & ROBERTSON, P.L.C. 401(K) PLAN AND TRUST

Name: WINEGARDEN, HALEY, LINDHOLM & ROBERTSON, P.L.C. - WINEGARDEN, HALEY, LINDHOLM & ROBERTSON, P.L.C. 401(K) PLAN AND TRUST (2016) Form 5500
Creator: WINEGARDEN, HALEY, LINDHOLM & ROBERTSON, P.L.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WINEGARDEN, HALEY, LINDHOLM & ROBERTSON, P.L.C. 401(K) PLAN AND TRUST, WINEGARDEN, HALEY, LINDHOLM & ROBERTSON, P.L.C.

WINEGARDEN, HALEY, LINDHOLM & ROBERTSON, P.L.C.EIN 38-1427796Plan #001PY 2016

9460 S. SAGINAW STREET, SUITE A - GRAND BLANC, MI 48439810-579-3600

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$4M

+13.8% from 2015

Total participants

+5.9% from 2015

Average account balance

$235,556

+13.8% from 2015

Annual return

7.88%

+10.37 pp from 2015

Benchmarks

See 113,086 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort113,086 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.82M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$294K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

130.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$130K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$21785

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$9K

$515 / participant

Other / not subdivided$9K100.0%

% of EOY assets

0.219%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$235,556

$135,956+73.3%

$123,894+90.1%

$273,972-14.0%

Participation rate

94.1%

84.1%+10.1pp

81.4%+12.7pp

83.0%+11.1pp

Annual return

7.88%

56.63%-48.7pp

47.52%-39.6pp

41.46%-33.6pp

Employer contribution / active EE

$3,203

$5,170-38.0%

$4,617-30.6%

$4,869-34.2%

Participant deferral / active EE

$9,218

$6,343+45.3%

$5,984+54.0%

$5,287+74.3%

Admin fee / account holder

$515

$9,817-94.7%

$8,357-93.8%

$10,133-94.9%

WINEGARDEN, HALEY, LINDHOLM & ROBERTSON, P.L.C. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WINEGARDEN, HALEY, LINDHOLM & ROBERTSON, P.L.C. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion