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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,148 | $81,870+24.8% | $119,622-14.6% | $68,486+49.2% |
| Participation rate | 85.4% | 71.9%+13.5pp | 79.3%+6.1pp | 67.9%+17.5pp |
| Annual return | -20.79% | -23.82%+3.0pp | -14.98%-5.8pp | -7.85%-12.9pp |
| Employer contribution / active EE | $2,933 | $2,692+9.0% | $4,232-30.7% | $2,597+13.0% |
| Participant deferral / active EE | $5,610 | $4,148+35.2% | $5,601+0.2% | $4,028+39.3% |
| Admin fee / account holder | $4,932 | $6,583-25.1% | $10,328-52.2% | $5,404-8.7% |