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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,117 | $103,008-60.1% | $90,304-54.5% | $152,897-73.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 21.37% | 95.22%-73.9pp | 78.13%-56.8pp | 345.43%-324.1pp |
| Employer contribution / active EE | $2,561 | $3,139-18.4% | $2,855-10.3% | $4,764-46.2% |
| Participant deferral / active EE | $6,554 | $4,281+53.1% | $3,885+68.7% | $5,851+12.0% |
| Admin fee / account holder | $9,904 | $6,175+60.4% | $5,354+85.0% | $11,599-14.6% |