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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,672 | $60,349+48.6% | $74,184+20.9% | $62,881+42.6% |
| Participation rate | 67.5% | 72.7%-5.2pp | 76.6%-9.1pp | 69.3%-1.8pp |
| Annual return | 4.81% | 21.38%-16.6pp | 17.74%-12.9pp | 20.14%-15.3pp |
| Employer contribution / active EE | $4,090 | $1,680+143.4% | $2,370+72.6% | $2,281+79.3% |
| Participant deferral / active EE | $2,024 | $2,856-29.2% | $3,550-43.0% | $3,203-36.8% |
| Admin fee / account holder | $56,980 | $4,261+1237.3% | $5,586+920.1% | $4,296+1226.4% |