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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,721 | $99,994-21.3% | $146,643-46.3% | $85,847-8.3% |
| Participation rate | 84.9% | 73.1%+11.9pp | 80.1%+4.9pp | 69.3%+15.6pp |
| Annual return | 22.94% | 18.93%+4.0pp | 22.75%+0.2pp | 318.61%-295.7pp |
| Employer contribution / active EE | $1,116 | $2,559-56.4% | $4,137-73.0% | $2,565-56.5% |
| Participant deferral / active EE | $3,952 | $4,006-1.3% | $5,506-28.2% | $3,9520% |
| Admin fee / account holder | $2,535 | $7,703-67.1% | $10,280-75.3% | $6,261-59.5% |