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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $39,783 |
OLD NATIONAL WEALTH MANAGEMENT7+ years Service code 27 · EIN 35-1729164 | Advisory (Plan) | $32,012 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,972 | $65,437-12.9% | $86,698-34.3% | $66,949-14.9% |
| Participation rate | 89.7% | 75.5%+14.3pp | 76.6%+13.1pp | 69.8%+19.9pp |
| Annual return | -13.89% | -10.91%-3.0pp | 35.96%-49.9pp | 1.57%-15.5pp |
| Employer contribution / active EE | $2,672 | $2,154+24.1% | $2,837-5.8% | $2,545+5.0% |
| Participant deferral / active EE | $5,864 | $4,102+43.0% | $4,656+25.9% | $4,239+38.3% |
| Admin fee / account holder | $316 | $642-50.7% | $7,492-95.8% | $594-46.7% |