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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,646 | $71,873+109.6% | $86,698+73.8% | $68,490+120.0% |
| Participation rate | 98.5% | 72.2%+26.3pp | 76.6%+21.9pp | 67.9%+30.6pp |
| Annual return | -18.97% | 3.54%-22.5pp | 35.96%-54.9pp | -7.85%-11.1pp |
| Employer contribution / active EE | $3,217 | $2,173+48.0% | $2,837+13.4% | $2,597+23.9% |
| Participant deferral / active EE | $3,359 | $3,779-11.1% | $4,656-27.9% | $4,028-16.6% |
| Admin fee / account holder | $7,106 | $6,110+16.3% | $7,492-5.2% | $5,403+31.5% |