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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,354 | $95,453+181.1% | $112,040+139.5% | $82,448+225.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 15.43% | 23.92%-8.5pp | 24.52%-9.1pp | 41.64%-26.2pp |
| Employer contribution / active EE | $3,806 | $2,318+64.2% | $2,954+28.8% | $2,551+49.2% |
| Participant deferral / active EE | $3,603 | $4,224-14.7% | $5,098-29.3% | $4,139-13.0% |
| Admin fee / account holder | $16,501 | $9,013+83.1% | $12,098+36.4% | $7,234+128.1% |