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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,885 | $78,707+14.2% | $117,861-23.7% | $70,126+28.2% |
| Participation rate | 83.3% | 73.2%+10.1pp | 79.7%+3.7pp | 69.5%+13.8pp |
| Annual return | 12.86% | 23.30%-10.4pp | 335.11%-322.2pp | 73.15%-60.3pp |
| Employer contribution / active EE | $805 | $2,223-63.8% | $3,786-78.7% | $2,343-65.6% |
| Participant deferral / active EE | $3,810 | $3,297+15.6% | $4,482-15.0% | $3,332+14.4% |
| Admin fee / account holder | $1,914 | $5,066-62.2% | $8,021-76.1% | $4,645-58.8% |