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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,163 | $124,425+77.7% | $112,040+97.4% | $137,256+61.1% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 12.48% | 24.72%-12.2pp | 24.52%-12.0pp | 220.34%-207.9pp |
| Employer contribution / active EE | $0 | $3,411-100.0% | $2,954-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $6,084 | $5,718+6.4% | $5,098+19.3% | $6,407-5.0% |
| Admin fee / account holder | $13,741 | $15,207-9.6% | $12,098+13.6% | $12,270+12.0% |