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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,137 | $144,130+72.9% | $117,861+111.4% | $147,586+68.8% |
| Participation rate | 94.1% | 83.4%+10.7pp | 79.7%+14.5pp | 82.8%+11.3pp |
| Annual return | 16.77% | 531.20%-514.4pp | 335.11%-318.3pp | 578.59%-561.8pp |
| Employer contribution / active EE | $11,938 | $4,897+143.8% | $3,786+215.3% | $4,876+144.8% |
| Participant deferral / active EE | $8,198 | $5,316+54.2% | $4,482+82.9% | $5,439+50.7% |
| Admin fee / account holder | $1,104 | $10,887-89.9% | $8,021-86.2% | $10,886-89.9% |