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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,395 | $81,696-87.3% | $70,494-85.3% | $158,982-93.5% |
| Participation rate | 95.2% | 77.7%+17.5pp | 75.1%+20.2pp | 82.0%+13.3pp |
| Annual return | 15.45% | 208.70%-193.3pp | 109.16%-93.7pp | 302.99%-287.5pp |
| Employer contribution / active EE | $733 | $3,220-77.2% | $2,738-73.2% | $4,763-84.6% |
| Participant deferral / active EE | $2,568 | $4,558-43.7% | $3,711-30.8% | $5,983-57.1% |
| Admin fee / account holder | $526 | $6,200-91.5% | $3,848-86.3% | $11,252-95.3% |