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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,689 | $69,012-6.3% | $160,009-59.6% | $68,486-5.5% |
| Participation rate | 90.9% | 65.4%+25.5pp | 78.0%+12.9pp | 67.9%+23.0pp |
| Annual return | -17.56% | -9.65%-7.9pp | 408.85%-426.4pp | -7.85%-9.7pp |
| Employer contribution / active EE | $2,426 | $2,212+9.6% | $4,225-42.6% | $2,597-6.6% |
| Participant deferral / active EE | $3,969 | $4,212-5.8% | $6,183-35.8% | $4,028-1.4% |
| Admin fee / account holder | $2,630 | $4,798-45.2% | $8,715-69.8% | $5,404-51.3% |