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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,958 | $100,060-49.1% | $149,721-66.0% | $70,126-27.3% |
| Participation rate | 86.7% | 83.6%+3.1pp | 87.1%-0.4pp | 69.5%+17.1pp |
| Annual return | 14.25% | 27.46%-13.2pp | 1501.67%-1487.4pp | 73.15%-58.9pp |
| Employer contribution / active EE | $1,044 | $3,661-71.5% | $5,444-80.8% | $2,343-55.5% |
| Participant deferral / active EE | $3,115 | $4,982-37.5% | $6,568-52.6% | $3,332-6.5% |
| Admin fee / account holder | $5,957 | $8,285-28.1% | $11,282-47.2% | $4,645+28.2% |