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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,296 | $90,486-30.0% | $78,676-19.5% | $273,972-76.9% |
| Participation rate | 66.7% | 76.5%-9.9pp | 73.6%-6.9pp | 83.0%-16.3pp |
| Annual return | 6.13% | 75.62%-69.5pp | 62.19%-56.1pp | 41.46%-35.3pp |
| Employer contribution / active EE | $1,926 | $3,175-39.3% | $2,850-32.4% | $4,869-60.4% |
| Participant deferral / active EE | $581 | $3,901-85.1% | $3,517-83.5% | $5,287-89.0% |
| Admin fee / account holder | $5,337 | $5,263+1.4% | $4,510+18.3% | $10,133-47.3% |