| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $5,025 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,782 | $47,766+46.1% | $82,768-15.7% | $64,829+7.6% |
| Participation rate | 53.4% | 67.7%-14.2pp | 72.6%-19.1pp | 71.5%-18.0pp |
| Annual return | -19.26% | -13.06%-6.2pp | 702.70%-722.0pp | 32.85%-52.1pp |
| Employer contribution / active EE | $989 | $2,182-54.7% | $3,008-67.1% | $2,507-60.6% |
| Participant deferral / active EE | $3,052 | $3,332-8.4% | $4,395-30.6% | $4,312-29.2% |
| Admin fee / account holder | $32 | $143-77.6% | $5,326-99.4% | $188-82.9% |