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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,104 | $100,911-70.2% | $90,440-66.7% | $158,966-81.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 5.38% | 1726.62%-1721.2pp | 1294.38%-1289.0pp | 302.95%-297.6pp |
| Employer contribution / active EE | $543 | $3,690-85.3% | $3,263-83.4% | $4,762-88.6% |
| Participant deferral / active EE | $781 | $4,348-82.0% | $3,964-80.3% | $5,983-86.9% |
| Admin fee / account holder | $21,410 | $6,507+229.0% | $5,615+281.3% | $11,250+90.3% |