Retirement plan

THE CHRISTMAN COMPANY PROFIT SHARING RETIREMENT PLAN

Name: THE CHRISTMAN COMPANY - THE CHRISTMAN COMPANY PROFIT SHARING RETIREMENT PLAN (2016) Form 5500
Creator: THE CHRISTMAN COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE CHRISTMAN COMPANY PROFIT SHARING RETIREMENT PLAN, THE CHRISTMAN COMPANY

THE CHRISTMAN COMPANYEIN 38-0419740Plan #001PY 2016

208 N. CAPITOL AVENUE - LANSING, MI 489331357517-482-1488christmanco.comLinkedIn201-500 employeesconstruction

Other plans on this EIN

1 filing

#002Retirement-$17.4M assets

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$36M

+8.6% from 2015

Total participants

432

-9.6% from 2015

Average account balance

$90,696

+30.0% from 2015

Annual return

8.39%

+8.08 pp from 2015

Benchmarks

See 1,079 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,079 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$136.45M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$143K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

957

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

90.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$12.05M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$233

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PLANTE & MORAN, PLLC2+ years Filed as: PLANTE MORAN FINANCIAL ADVISORS Service code 26 · EIN 38-3123123	Advisory (Participants)	$43,352
ALLIANCE BENEFIT GROUP2+ years Filed as: ALLIANCE BENEFIT GROUP OF MI, INC. Service code 15 · EIN 38-2738460	Recordkeeping	$33,724
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB BANK Service code 15 · EIN 42-1558009	Recordkeeping	$15,616

Plan features & details

Pension benefit codes2E2F2G2J3H3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$93K

$259 / participant

Investment mgmt$93K100.0%

% of EOY assets

0.257%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: PLANTE & MORAN PLLC
Auditor EIN: 381357951
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$90,696

$57,921+56.6%

$84,753+7.0%

$57,658+57.3%

Participation rate

90.2%

72.9%+17.3pp

76.6%+13.6pp

70.2%+20.0pp

Annual return

8.39%

10.24%-1.8pp

22.78%-14.4pp

5.13%+3.3pp

Employer contribution / active EE

$2,731

$2,598+5.1%

$3,574-23.6%

$1,974+38.3%

Participant deferral / active EE

$3,399

$2,742+24.0%

$3,712-8.4%

$3,061+11.1%

Admin fee / account holder

$233

$130+80.0%

$5,333-95.6%

$95+147.0%

Provider

Service type

Compensation

PLANTE & MORAN, PLLC2+ years

Filed as: PLANTE MORAN FINANCIAL ADVISORS

Service code 26 · EIN 38-3123123

Advisory (Participants)

$43,352

ALLIANCE BENEFIT GROUP2+ years

Filed as: ALLIANCE BENEFIT GROUP OF MI, INC.

Service code 15 · EIN 38-2738460

Recordkeeping

$33,724

CHARLES SCHWAB & CO., INC.2+ years

Filed as: CHARLES SCHWAB BANK

Service code 15 · EIN 42-1558009

Recordkeeping

$15,616

THE CHRISTMAN COMPANY PROFIT SHARING RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE CHRISTMAN COMPANY PROFIT SHARING RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion