Retirement plan

PLUMBERS & PIPEFITTERS LOCAL 160 RETIREMENT PLAN

Name: PLUMBERS & PIPEFITTERS LOCAL 160 RETIREMENT PLAN - PLUMBERS & PIPEFITTERS LOCAL 160 RETIREMENT PLAN (2015) Form 5500
Creator: PLUMBERS & PIPEFITTERS LOCAL 160 RETIREMENT PLAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PLUMBERS & PIPEFITTERS LOCAL 160 RETIREMENT PLAN, PLUMBERS & PIPEFITTERS LOCAL 160 RETIREMENT PLAN

PLUMBERS & PIPEFITTERS LOCAL 160 RETIREMENT PLANdba PLUMBERS & PIPEFITTERS LOCAL 160EIN 37-6106411Plan #001PY 2015

PO BOX 187 - MURPHYSBORO, IL 629660187618-684-4521ualocal160.comLinkedIn1-10 employees

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$25.9M

No prior year

Total participants

179

No prior year

Average account balance

$144,851

No prior year

Annual return

-0.22%

No prior year

Benchmarks

See 1,997 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort1,997 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$47.70M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$214K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

223

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.78M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1249

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
EKON BENEFITS1+ years Service code 15 · EIN 43-1317863 4940 WASHINGTON BLVD · ST. LOUIS, MO 63108	Recordkeeping	$21,683
AMVESCAP NATIONAL TRUST CO1+ years Service code 51 · EIN 84-1142974	Investment Mgmt Fees	$10,261
PLUMBERS & PIPEFITTERS LOCAL 1601+ years Service code 13 · EIN 37-0647304	Contract Administrator	$7,200
MICHAEL CUMMINS, CPA, P.C.1+ years Service code 10 THREE THE PINES CT STE E · ST. LOUIS, MO 63141	Accounting	$6,300

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$19K

$126 / participant

Other / not subdivided$19K100.0%

% of EOY assets

0.072%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MICHAEL CUMMINS, CPA, P.C.
Auditor EIN: 431555780
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$144,851

$50,464+187.0%

$75,784+91.1%

$52,331+176.8%

Participation rate

100.0%

66.8%+33.2pp

75.8%+24.2pp

68.1%+31.9pp

Annual return

-0.22%

1.03%-1.2pp

9.68%-9.9pp

4.54%-4.8pp

Employer contribution / active EE

$5,188

$1,988+160.9%

$3,323+56.1%

$1,882+175.7%

Participant deferral / active EE

$1,441

$2,570-43.9%

$3,652-60.5%

$3,022-52.3%

Admin fee / account holder

$104

$1,103-90.6%

$5,300-98.0%

$592-82.4%

Provider

Service type

Compensation

EKON BENEFITS1+ years

Service code 15 · EIN 43-1317863

4940 WASHINGTON BLVD · ST. LOUIS, MO 63108

Recordkeeping

$21,683

AMVESCAP NATIONAL TRUST CO1+ years

Service code 51 · EIN 84-1142974

Investment Mgmt Fees

$10,261

PLUMBERS & PIPEFITTERS LOCAL 1601+ years

Service code 13 · EIN 37-0647304

Contract Administrator

$7,200

MICHAEL CUMMINS, CPA, P.C.1+ years

Service code 10

THREE THE PINES CT STE E · ST. LOUIS, MO 63141

Accounting

$6,300

PLUMBERS & PIPEFITTERS LOCAL 160 RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PLUMBERS & PIPEFITTERS LOCAL 160 RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion