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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,671 | $77,920-88.9% | $149,723-94.2% | $75,177-88.5% |
| Participation rate | 71.4% | 65.6%+5.8pp | 78.8%-7.4pp | 67.2%+4.2pp |
| Annual return | 17.06% | 31.72%-14.7pp | 134.50%-117.4pp | 160.75%-143.7pp |
| Employer contribution / active EE | $409 | $3,138-87.0% | $4,821-91.5% | $2,671-84.7% |
| Participant deferral / active EE | $1,344 | $3,411-60.6% | $5,682-76.4% | $4,126-67.4% |
| Admin fee / account holder | $318 | $5,951-94.7% | $13,215-97.6% | $5,651-94.4% |