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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,794 | $100,970-80.4% | $96,576-79.5% | $137,256-85.6% |
| Participation rate | 50.0% | 82.6%-32.6pp | 81.4%-31.4pp | 80.0%-30.0pp |
| Annual return | 21.11% | 38.16%-17.0pp | 38.47%-17.4pp | 220.34%-199.2pp |
| Employer contribution / active EE | $2,348 | $3,809-38.4% | $3,553-33.9% | $4,156-43.5% |
| Participant deferral / active EE | $5,608 | $8,286-32.3% | $7,956-29.5% | $6,407-12.5% |
| Admin fee / account holder | $643 | $11,312-94.3% | $11,381-94.4% | $12,270-94.8% |