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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,118 | $102,245-85.2% | $89,340-83.1% | $137,256-89.0% |
| Participation rate | 61.5% | 74.9%-13.3pp | 69.6%-8.0pp | 80.0%-18.4pp |
| Annual return | 21.13% | 21.89%-0.8pp | 20.57%+0.6pp | 220.34%-199.2pp |
| Employer contribution / active EE | $0 | $2,529-100.0% | $2,231-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $5,828 | $4,436+31.4% | $3,823+52.4% | $6,407-9.0% |
| Admin fee / account holder | $63 | $8,085-99.2% | $6,704-99.1% | $12,270-99.5% |