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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,569 | $181,062-84.8% | $158,223-82.6% | $155,188-82.2% |
| Participation rate | 45.5% | 82.7%-37.2pp | 79.2%-33.7pp | 80.8%-35.3pp |
| Annual return | 11.97% | 57.39%-45.4pp | 52.09%-40.1pp | 148.84%-136.9pp |
| Employer contribution / active EE | $0 | $4,565-100.0% | $4,109-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $3,953 | $6,134-35.6% | $5,467-27.7% | $6,531-39.5% |
| Admin fee / account holder | $832 | $18,825-95.6% | $16,047-94.8% | $14,480-94.3% |