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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,304 | $45,343-48.6% | $150,298-84.5% | $67,986-65.7% |
| Participation rate | 76.0% | 51.9%+24.2pp | 77.8%-1.7pp | 57.2%+18.8pp |
| Annual return | 23.04% | 33.28%-10.2pp | 62.79%-39.7pp | 31.67%-8.6pp |
| Employer contribution / active EE | $1,428 | $1,462-2.3% | $4,154-65.6% | $2,019-29.3% |
| Participant deferral / active EE | $2,903 | $2,055+41.3% | $5,453-46.8% | $3,358-13.6% |
| Admin fee / account holder | $813 | $2,250-63.9% | $14,116-94.2% | $3,203-74.6% |