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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,438 | $93,617+227.3% | $135,982+125.4% | $75,177+307.6% |
| Participation rate | 86.4% | 75.2%+11.2pp | 81.9%+4.4pp | 67.2%+19.2pp |
| Annual return | 28.99% | 30.89%-1.9pp | 68.32%-39.3pp | 160.75%-131.8pp |
| Employer contribution / active EE | $9,003 | $3,538+154.5% | $4,859+85.3% | $2,671+237.1% |
| Participant deferral / active EE | $13,366 | $6,406+108.7% | $7,760+72.2% | $4,126+223.9% |
| Admin fee / account holder | $17,056 | $6,980+144.4% | $10,767+58.4% | $5,651+201.8% |