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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,012 | $175,259-42.9% | $149,723-33.2% | $139,487-28.3% |
| Participation rate | 55.6% | 83.4%-27.8pp | 78.8%-23.2pp | 80.3%-24.8pp |
| Annual return | 17.94% | 166.82%-148.9pp | 134.50%-116.6pp | 373.84%-355.9pp |
| Employer contribution / active EE | $3,638 | $5,478-33.6% | $4,821-24.5% | $4,755-23.5% |
| Participant deferral / active EE | $7,326 | $6,522+12.3% | $5,682+28.9% | $6,713+9.1% |
| Admin fee / account holder | $1,284 | $16,158-92.1% | $13,215-90.3% | $11,407-88.7% |