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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,421 | $81,870-22.5% | $119,622-47.0% | $68,486-7.4% |
| Participation rate | 85.7% | 71.9%+13.8pp | 79.3%+6.5pp | 67.9%+17.8pp |
| Annual return | -20.23% | -23.82%+3.6pp | -14.98%-5.2pp | -7.85%-12.4pp |
| Employer contribution / active EE | $4,260 | $2,692+58.3% | $4,232+0.7% | $2,597+64.1% |
| Participant deferral / active EE | $6,900 | $4,148+66.4% | $5,601+23.2% | $4,028+71.3% |
| Admin fee / account holder | $1,396 | $6,583-78.8% | $10,328-86.5% | $5,404-74.2% |