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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,045 | $157,304+219.2% | $141,197+255.6% | $152,909+228.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 9.32% | 64.34%-55.0pp | 71.41%-62.1pp | 345.46%-336.1pp |
| Employer contribution / active EE | $1,632 | $5,263-69.0% | $4,736-65.5% | $4,764-65.7% |
| Participant deferral / active EE | $20,442 | $7,111+187.5% | $6,710+204.6% | $5,851+249.4% |
| Admin fee / account holder | $28,818 | $12,126+137.7% | $10,265+180.7% | $11,601+148.4% |