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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,394 | $185,905-92.8% | $170,057-92.1% | $139,487-90.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 23.83% | 60.56%-36.7pp | 53.42%-29.6pp | 373.84%-350.0pp |
| Employer contribution / active EE | $988 | $7,597-87.0% | $6,790-85.5% | $4,755-79.2% |
| Participant deferral / active EE | $5,607 | $11,627-51.8% | $10,411-46.1% | $6,713-16.5% |
| Admin fee / account holder | $369 | $15,397-97.6% | $12,826-97.1% | $11,407-96.8% |