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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,067 | $72,492+56.0% | $87,104+29.8% | $72,975+54.9% |
| Participation rate | 95.6% | 72.8%+22.8pp | 76.9%+18.7pp | 69.5%+26.1pp |
| Annual return | 22.44% | 24.46%-2.0pp | 28.19%-5.7pp | 81.01%-58.6pp |
| Employer contribution / active EE | $2,715 | $1,894+43.4% | $2,521+7.7% | $2,440+11.3% |
| Participant deferral / active EE | $11,066 | $3,270+238.5% | $4,048+173.3% | $3,608+206.7% |
| Admin fee / account holder | $2,735 | $5,055-45.9% | $7,491-63.5% | $5,124-46.6% |