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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,044 | $63,861-68.6% | $104,625-80.8% | $79,852-74.9% |
| Participation rate | 58.5% | 64.9%-6.4pp | 74.1%-15.5pp | 69.6%-11.1pp |
| Annual return | 18.04% | 21.30%-3.3pp | 340.60%-322.6pp | 31.72%-13.7pp |
| Employer contribution / active EE | $644 | $1,588-59.5% | $2,681-76.0% | $2,471-73.9% |
| Participant deferral / active EE | $2,686 | $2,693-0.3% | $3,738-28.1% | $3,740-28.2% |
| Admin fee / account holder | $5,548 | $4,185+32.6% | $6,465-14.2% | $5,306+4.6% |