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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,746 | $201,344-82.2% | $184,243-80.6% | $145,877-75.5% |
| Participation rate | 81.3% | 87.5%-6.2pp | 86.8%-5.6pp | 80.3%+0.9pp |
| Annual return | 71.19% | 29.01%+42.2pp | 28.82%+42.4pp | 551.28%-480.1pp |
| Employer contribution / active EE | $3,297 | $7,022-53.0% | $6,427-48.7% | $4,663-29.3% |
| Participant deferral / active EE | $3,762 | $9,807-61.6% | $9,132-58.8% | $6,691-43.8% |
| Admin fee / account holder | $824 | $16,382-95.0% | $13,914-94.1% | $13,402-93.9% |