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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,692 | $185,905-45.3% | $170,057-40.2% | $139,487-27.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 25.33% | 60.56%-35.2pp | 53.42%-28.1pp | 373.84%-348.5pp |
| Employer contribution / active EE | $5,577 | $7,597-26.6% | $6,790-17.9% | $4,755+17.3% |
| Participant deferral / active EE | $13,649 | $11,627+17.4% | $10,411+31.1% | $6,713+103.3% |
| Admin fee / account holder | $490 | $15,397-96.8% | $12,826-96.2% | $11,407-95.7% |